Funding live. Approvals in under 3 hours.

Capital That Moves at Your Speed.

Apex Advance Holdings delivers working capital built for ambitious businesses. No banks. No red tape. Just funding, fast.

5 minTo Apply
3 hrsDecision Speed
24 hrsTo Fund
$1MMax Advance

Numbers That Speak for Themselves

Real results from real businesses, across every industry we fund.

$0M+Capital Deployed
0+Businesses Funded
0%Approval Rate
0 hrsAvg Funding Time

Empowering Your Business' Financial Future

We believe in transparency. Every advance, every term, every dollar explained before you sign.

Speed You Can Feel

Decisions in 3 hours, funds in your account within 24. We move at the speed of your business.

Clear Terms, Always

No fine print. No surprise fees. You see exactly what you pay and when, from day one.

Built for Operators

Funding structured around your revenue, not rigid bank formulas. Repayment that flexes with you.

A Dedicated Advisor

One point of contact from application to funding. Real humans, real answers, every time.

Grow Without Limits

Renewals, increases, and re-advances available. As you scale, your capital line scales with you.

Independently Funded

We operate outside banks and government programs. Fewer gatekeepers, faster outcomes.

Approvals That Stick

Underwriting built around your real numbers, not surface metrics. If we approve, we fund.

Capital On Demand

Need more next quarter? Tap your line again without restarting the full approval process.

Capital for Every Kind of Operator

We fund businesses across sectors, with underwriting tuned to how your industry actually earns.

Restaurants

Restaurants

Fast service to fine dining

Retail

Retail

Storefront and online

Trucking

Trucking

Fleet and owner-operators

Construction

Construction

GCs, subs, and trades

Healthcare

Healthcare

Practices and clinics

E-commerce

E-commerce

Direct-to-consumer brands

Auto Services

Auto Services

Repair, body, and dealers

Professional Services

Professional Services

Agencies and firms

Business Funding, Reimagined

Access between $20K and $1M in working capital, structured around how your business actually earns. Here is what you need to qualify.

6 mo.Time in Business
500+Personal FICO
$125K+Annual Revenue
YesBusiness Bank Account

Three Steps. That is It.

From first click to funds in the bank, the path is short and the communication is constant.

01

Complete the Application

Apply online or by phone in under five minutes. Minimal paperwork, maximum clarity.

02

Get a Decision

A dedicated advisor reviews your options and walks you through the best fit for your business.

03

Receive Your Funds

Sign, confirm, and see funds land in your business account, often the same day.

Real Businesses. Real Results.

The businesses we fund keep coming back. That is the metric we care about most.

"
★★★★★

Thanks for arranging money so fast for us. We went from application to funded in a single day. Nobody else came close.

Harris Fox
Logistics Owner
"
★★★★★

I cannot say enough good things about my experience. Clear terms, fast turnaround, and an advisor who actually picked up the phone.

Zandra Nichols
Restaurant Group
"
★★★★★

Fast and simple process got me the capital I needed to take on a contract I would have otherwise passed on. Will be back.

Catherine McCall
Contractor
"
★★★★★

Our advisor understood our seasonality instantly and structured the repayment to match. First funder who actually listened.

Marcus Rivera
HVAC Services
"
★★★★★

We renewed three times already. Every round got faster and smoother. This is the only funding partner we use now.

Priya Shah
E-commerce Founder
"
★★★★★

Application was genuinely five minutes. Approval by lunch, money by dinner. I keep telling other owners about this.

Derek Lang
Auto Shop Owner
"
★★★★★

They pushed our approval higher than we asked for. The extra buffer let us stock up for peak season without stress.

Anita Brooks
Retail Chain
"
★★★★★

Finally a funder that treats you like a business, not a risk score. Honest numbers, zero games, real respect.

Jonathan Pierce
Construction
"
★★★★★

We got turned down by two banks in the same week. Apex had us funded in 26 hours. Business saved, no exaggeration.

Elena Vasquez
Medical Practice

Questions, Answered Straight

The things every business owner wants to know before applying. No spin.

How fast can I actually get funded?
+
Most applications receive a decision within three hours of submission. Once signed, funds typically hit your business account within 24 hours, often the same day.
Does applying hurt my credit score?
+
No. The initial application is a soft inquiry and has zero impact on your personal credit. A hard pull only happens if you decide to move forward with a final offer, and only with your consent.
How much can my business qualify for?
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We fund between $20,000 and $1,000,000 based on your monthly revenue, time in business, and operational health. Most businesses qualify for 80% to 120% of their average monthly revenue.
What do I need to apply?
+
Six months in business, a personal FICO of 500 or higher, $125K in annual revenue, and a business bank account. Your last three to five months of bank statements speed things up.
Is this a loan?
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No. We provide working capital advances. You receive a lump sum today and repay through a fixed daily or weekly amount drawn from your business account. No compound interest, no variable rates, no surprises.
What can I use the funds for?
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Anything that grows the business. Inventory, payroll, marketing, equipment, expansion, emergency repairs, or taking on a new contract. You are in the driver's seat.
Can I renew or get additional capital later?
+
Yes. Most of our clients renew once they are 50% paid down. Renewal applications are expedited and usually funded same-day since we already have your profile on file.
What if I have a current advance outstanding?
+
We work with stacked positions and can often consolidate. Share what you have on the application and your advisor will walk you through the best structure.

Ready to Move?

Five minutes to apply. A decision before the end of the business day. Capital in your account by tomorrow.

Get Started